Built on trust. Driven by integrity.
Principled Service
At the heart of everything we do is honesty and transparency. Your trust is our greatest asset — and we earn it by staying true to our principles and always doing what’s right.
Our local operations team is on call 24/7, ready to assist you whenever you need us — because your financial peace of mind can’t wait.
We prioritize clear communication, trustworthy advice, and personalized solutions tailored to your unique financial goals. With us, you’re supported every step of the way.
Designed to uplift individuals and small businesses, our microfinance solutions offer accessible funding with simple terms.
Get the assets you need without upfront investment. Our leasing solutions help you scale quickly with smart, structured payments.
Whether you're launching or expanding, our business loans are built to support your goals with financial flexibility and expert support.
From medical emergencies to education or travel, our personal loans offer quick, hassle-free support when you need it most.
We provide a wide range of financial solutions tailored to individuals, small businesses, and enterprises. From personal loans to leasing options, we are committed to empowering your financial future.
Small loans that uplift communities — empowering individuals and families with access to financial independence.
Capital that supports innovation, expansion, and sustainability for entrepreneurs and business owners.
Quick, transparent financial support for life’s important needs — guided by responsibility and clarity.
Equipment and vehicle leasing made simple — enabling growth without large upfront costs or ownership risks.
Financial support tailored for farmers — promoting food security, sustainable practices, and rural prosperity.
Custom financing for small and medium enterprises — nurturing ideas into scalable, responsible businesses.
From empowering small business owners to supporting families through personal loans and microfinance, our financial services are built on trust, accessibility, and results. Each success story reflects our commitment to real impact and sustainable growth.
The micro loan I received helped me start my own tailoring business. The team was supportive and the process was transparent from start to finish.
I applied for a business expansion loan and received excellent guidance throughout. Their team truly understands what small businesses need.
Leasing my first delivery vehicle through them was fast and simple. They offered flexible terms and guided me every step of the way.
Union Develop Credit and Investment Company proudly celebrated the 2nd Anniversary of its Bibile Branch on 15 January 2026, marking an important milestone in the company’s journey of delivering trusted microfinance and financial services to the local community.
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Union Develop Credit and Investment Company is a Sri Lankan microfinance and financial services provider that supports individuals and small business owners with credit, investment, and development opportunities. The company focuses on micro loans and other financial products designed to help underserved communities and entrepreneurs access capital and grow economically.
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Union Develop Credit and Investment Company officially commenced the New Year on January 01st, embracing a fresh beginning with optimism, unity, and a renewed sense of purpose. The start of the New Year represents an important moment for the organization to reflect on past achievements, appreciate the dedication of its employees, and set clear goals for continued growth and service excellence.
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